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| Monthly Gross Income (wages, alimony, child support,
pensions, social security, etc.) |
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| Income Deductions |
- Taxes (Federal, State, FICA, etc.)
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- Savings Plan (401k, 403b, ESPP, etc)
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- Other (medical, dental, vision, life insurance, etc.)
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- Total Income Deductions
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| Monthly Net Income |
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| Expenses |
- Rent or Mortgage
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- Other Housing Costs (property taxes, home insurance, etc.)
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- Utilities (water, sewer, garbage, electricity, telephone)
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- Home Maintenance (laundry, toiletries, upkeep)
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- Transportation (car payment, bus or taxi fees)
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- Auto Upkeep (gas, insurance, license, parking)
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- Food (groceries, restaurant expenses, deliveries)
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- Clothes (and other related shopping expenses)
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- Books, Periodicals, Online Services (internet services)
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- Entertainment (cable, satellite, DVD and VHS rentals,
theater, vacation, travel, etc.)
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- Secured Debt (don't include the debt you are trying to get
rid of)
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- Other Monthly Expenses (child care, housekeeping, hobbies,
etc.)
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- Total Expenses
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| Amount Left Over to Pay Off Debt |
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